Accidents involving Uber, Lyft, or other rideshare drivers can be more complicated than those with typical motorists. Using rideshare means putting your trust in another driver’s hands, and when they are careless and you suffer the consequences, you deserve coverage for your damages and losses.
An auto crash lawyer knowledgeable about Uber/Lyft/rideshare accidents in Colleyville could review your case and the cause of the collision to determine all your options and the best way to recover your losses. Call today to schedule an appointment.
Understanding Rideshare Insurance Policies
Rideshare, or transportation network companies, including Uber and Lyft, provide drivers with insurance coverage. However, the coverage amount varies significantly and depends on where the driver is on the trip and where the collision occurs.
The rideshare company’s policy or the driver’s commercial insurance policy may cover the damage. In other situations, a third-party driver may be at fault and liable for the damages. Whether the rideshare driver is logged in the Uber or Lyft app, has accepted rides, or has passengers riding with them can affect the amount of insurance coverage the company pays.
Rideshare Company Coverage
When rideshare drivers have or are on their way to pick up passengers they have accepted through the app, Uber and Lyft cover up to $1 million in damages. When the rideshare driver has their app on but has not accepted a ride, the insurance company covers up to $100,000 per accident, including $50,000 for bodily injuries per person and up to $25,000 for property damage.
If the driver has their rideshare company application turned off, their commercial or personal insurance policy will cover the damages. An attorney seasoned with carpooling service crashes in Colleyville could investigate the incident to help determine which policy is responsible for paying for the damages and losses.
For a free legal consultation, call (817) 775-5364
Texas Rideshare Insurance Coverage Laws
State laws require rideshare companies operating in the region to comply with insurance regulations. According to the Texas Department of Insurance, most state auto insurance providers do not provide coverage for rideshare drivers using their cars for commercial purposes. However, some insurers offer rideshare driver policies that cover the cost of damages when collisions occur in situations the rideshare companies’ insurance policy does not.
For example, the policy would cover crashes for drivers before they turn their rideshare company application on or before they accept passengers. Texas insurance laws require Uber and Lyft to provide driver’s insurance coverage to pay for accidents that occur while traveling in their automobiles for business purposes. A lawyer skilled with Colleyville Uber, Lyft, and rideshare accidents could review the statutes and answer questions about coverage.
Colleyville Uber/Lyft Accident Lawyer Near Me (817) 775-5364
Speak to an Attorney Who Understands Colleyville Uber/Lyft/Rideshare Accidents
Rideshare companies have changed the way people get around and offer a lot of convenience. However, the significant increase in the number of drivers also means more traffic accidents. Determining which insurance company is covering the damages is complex and often frustrating.
Call a hard-working lawyer with experience handling Uber/Lyft/rideshare accidents in Colleyville for more information and help with your case. We could begin an investigation and determine the most effective way to recover a fair compensation award for your losses.
Call (817) 775-5364 or complete a Free Case Evaluation form
