An Uber crash can leave you with painful injuries, unexpected expenses, and an insurance company that does not want to pay what your claim is worth. Our Uber accident lawyers in Bastrop will stand up for your interests.
The Texas Law Dog helps you challenge unfair insurance practices and pursue fair compensation. Since opening our doors in 2018, we have helped injured Texans understand their options and take action after serious accidents.
Our Bastrop rideshare accident lawyers can investigate your crash, identify the available insurance coverage, and build a claim based on the evidence. Contact us today for a free initial consultation.
Bastrop Uber Accident Attorneys Who Know How Insurers Operate
After an Uber collision, the insurance company may question your injuries, argue that you caused the crash, or offer less than you need to cover your losses. You should not have to accept its version of events or settle for an unfair amount. Our Bastrop car accident lawyers know that insurers have their own financial interests to protect.
Our founder, Matthew E. Aulsbrook, worked in the insurance industry and owned insurance agencies before becoming an attorney. He saw how adjusters handle claims from the inside. He chose to use that knowledge to help injured people instead of insurance companies.
That background gives us valuable insight into how insurers assess accidents. We use what we know to challenge weak arguments, question unfair offers, and press for a result that reflects our clients’ losses.
Understanding Uber Insurance After an Accident
The insurance available after an Uber crash depends in part on what the driver was doing in the app when the collision happened. A driver who was offline may have different coverage from one waiting for a ride request. Different rules may apply again once a trip has been accepted or a passenger is in the vehicle.
These details matter. If you assume the wrong policy applies, you could overlook a potential source of compensation. Our Bastrop personal injury lawyers can investigate the driver’s app activity, review the available insurance policies, and determine which coverage may apply to your claim.
If the Uber Driver Was Offline
When an Uber driver is not logged into the app, Uber’s rideshare coverage generally does not apply. The driver’s personal auto insurance will usually be the primary policy to review for compensation related to injuries and property damage.
Our Bastrop Uber accident attorneys can examine the available evidence, identify the potentially responsible parties, and help you pursue a claim against the appropriate insurer.
If the Driver Was Online and Waiting for a Request
When a driver is logged into Uber and available to accept trips but has not yet accepted a ride, limited third-party liability coverage may apply. This coverage is different from the protection available during an active trip.
The auto insurance coverage for this period includes:
- Up to $50,000 for bodily injury per person
- Up to $100,000 for bodily injury per accident
- Up to $25,000 for property damage per accident
Coverage depends on the facts of the crash and the policy terms. The Texas Law Dog can help determine what type of insurance applies to your situation.
If the Driver Accepted a Trip or Was Carrying a Passenger
When an Uber driver accepts a ride request and travels to pick up the passenger, the applicable insurance coverage generally increases. The active-trip period typically continues while the passenger is in the vehicle, until the trip ends.
For covered accidents during an active trip, Uber’s insurance may include:
- At least $1 million in third-party liability coverage, subject to applicable terms
- Uninsured/underinsured motorist coverage where applicable
- Contingent comprehensive and collision coverage for the driver’s vehicle, subject to policy requirements
The coverage available in a specific crash depends on the driver’s status, the circumstances of the collision, and the policy terms. Our attorneys can investigate those details instead of relying on assumptions about which insurer should pay.
Bastrop Uber Accident Lawyer Near Me (817) 775-5364
Texas Sets a Deadline for Filing an Uber Accident Lawsuit
You have a limited amount of time to take legal action after an Uber crash. In most Texas personal injury cases, the deadline to file a lawsuit is two years, under Texas Civil Practice and Remedies Code § 16.003. Certain exceptions may affect how the deadline applies.
Missing the filing deadline can prevent you from pursuing compensation through a lawsuit. Waiting can also make it harder to build a strong claim. Vehicles may be repaired, video footage may disappear, and witnesses may become difficult to locate. Important records and other evidence can be harder to obtain as time passes.
Taking action early gives your legal team more time to investigate the crash, gather relevant records, and assess the insurance coverage. Our Bastrop Uber accident attorneys can explain the deadline that may apply to your situation and help you understand your next steps.
Call Our Uber Accident Lawyers in Bastrop
Recovering from an Uber accident is hard enough without sorting through insurance disputes on your own. You may be dealing with medical treatment, missed paychecks, vehicle damage, and pressure to accept a settlement. You deserve clear information about your options and a legal team prepared to act in your interests.
The Texas Law Dog brings firsthand insurance-industry knowledge to rideshare accident claims. We can investigate the collision, examine the applicable policies, and challenge efforts to shift blame or undervalue your losses. Our goal is to help you pursue fair compensation and hold the responsible parties accountable.
You don’t have to accept an insurance company’s first offer or handle the process alone. Contact us for a free initial consultation. Let us review your situation, explain your options, and help you decide how to move forward.
