An Uber accident can leave you dealing with an insurance company looking for ways to limit what it pays. You should not have to fight that battle alone. Our Garland Uber accident lawyers will fight for the compensation you deserve. Do not let Uber, its insurer, or another party push you into accepting less than your case is worth.
The Texas Law Dog has been serving injured people since 2018. Our rideshare accident lawyers in Garland know how to use the available evidence to build a strong claim. Call today for a free initial consultation.
Garland Uber Accident Attorneys Who Stand Up to the Insurance Company
Insurance companies are not on your side after an Uber accident. They may look for ways to minimize your injuries, shift blame, or reduce the amount they have to pay. Our Garland car accident lawyers understand how insurers operate, and we know how to push back.
Before becoming an attorney, our founder Matthew E. Aulsbrook worked in the insurance industry. That firsthand experience gave him a deep understanding of how insurance companies evaluate claims. He ultimately became a lawyer to use that knowledge to help injured victims.
We know how the other side operates, and we know how to fight back. When an insurance company tries to take advantage of an injured Uber accident victim, we are prepared to stand up, demand accountability, and pursue the compensation our client deserves.
How Uber’s Insurance Coverage Works After a Crash
Figuring out who pays after an Uber accident is not always straightforward. Uber’s insurance coverage changes based on the driver’s status in the app when the collision occurs. Whether the driver was offline, waiting for a passenger, heading to a pickup, or already transporting a rider can determine which policy applies and how much coverage may be available.
Do not assume the insurance company will automatically apply the coverage that benefits you. Our experienced Garland personal injury lawyers can investigate the driver’s status, identify the applicable policies, and fight to make sure the available coverage is properly pursued.
When the Uber Driver Is Offline
If the driver is not logged into the Uber app, Uber’s insurance generally does not provide coverage for the accident. Instead, the driver’s personal auto insurance is typically the primary source of coverage for injuries and property damage. Our Uber accident attorneys in Garland can help you build a strong claim.
When the Driver is Logged in but Waiting for a Ride
A different set of coverage rules applies after the driver goes online and is available to accept trips. During this period, Uber provides limited third-party liability coverage. This coverage can help pay for injuries or property damage caused to others, but it does not necessarily provide the same protection available during an active trip.
Uber’s coverage at this stage includes up to $50,000 per person and $100,000 per accident for bodily injury, along with $25,000 for property damage per accident.
When the Driver Has Accepted a Trip or Has a Passenger in the Car
The coverage level increases significantly once the driver takes a ride request and is traveling to the passenger. It remains in effect until the passenger leaves the car.
During this period, the rideshare company provides the most coverage. Depending on the circumstances, the policy can include liability protection, uninsured/underinsured motorist coverage, and contingent comprehensive and collision coverage for the driver’s vehicle.
Uber provides at least $1 million in liability coverage for covered injuries and property damage involving passengers and other third parties during an active trip. Because the amount and type of coverage can have a major impact on your claim, determining exactly what the driver was doing at the time of the crash is critical.
Garland Uber Accident Lawyer Near Me (817) 775-5364
You Have a Limited Time to File a Lawsuit in Texas
After an Uber accident, waiting to take legal action can put your entire claim at risk. Texas generally gives injured people two years to file a personal injury lawsuit, subject to some exceptions, under Texas Civil Practice and Remedies Code § 16.003. Once the deadline passes, you could lose your ability to pursue compensation through the courts.
Do not give the insurance company more time to build a case against you while evidence disappears. Skid marks fade, vehicles get repaired, and witnesses may forget important details. The sooner you contact our Garland Uber accident attorneys, the sooner our legal team can preserve evidence.
Do not wait until the deadline is approaching. Take action now and give your case the strongest possible start.
Work with Our Uber Accident Attorneys in Garland
An Uber accident can leave you facing a complicated insurance process. You should not have to take on Uber, its insurers, or another negligent party by yourself. Insurance companies will protect their profits. We will protect your rights.
Our Uber accident lawyers in Garland know how to investigate rideshare crashes and challenge attempts to reduce or deny your claim. We will fight to hold the responsible parties accountable and pursue the compensation you need to move forward.
Do not settle for less than your case is worth. Contact The Texas Law Dog today and let us fight for you.
