Role of Insurance in an Arlington Motorcycle Accident Claim

Motorbike crashes are inherently dangerous because of the lack of protection bikers have. Having insurance can change how much compensation you could receive for your losses. To learn more about the role of insurance in an Arlington motorcycle accident claim, talk to a trusted attorney now.

A motorbike wreck attorney knows the ins and outs of these types of cases and is ready to help you get the compensation you deserve.

Is Insurance Mandatory for Arlington Motorcyclists?

Insurance is mandatory, but unfortunately, some people do not follow the law. Motorcyclists in Texas must carry the same basic liability coverage that all of the motorists are required to carry. This is $30,000 for bodily injury to another person, $60,000 for coverage to more than one person, and $25,000 for property damage.

It is important to remember that this coverage is for the other party, not coverage for the individual. It is recommended that people purchase higher limits both for liability and for the uninsured/underinsured motorist to make sure that proper compensation can be pursued in the event that a catastrophic accident occurs.

Penalties for Not Having Insurance

Someone without insurance may receive a traffic citation and could be required to pay a fine. If repeat occurrences occur, if they get multiple tickets for no insurance, then the penalties could increase. It is important to talk to a knowledgeable attorney in Arlington about the rules of having motorcycle insurance as to be prepared if a collision occurs.

Is it Necessary to Contact an Insurance Company after a Motorbike Crash?

The best course of action for a plaintiff is to reach out to an attorney to contact the insurance company on their behalf so the attorney can protect their interests. If someone does contact an insurance company on their own, they could just tell the insurance company vaguely that there was a crash and they are calling to get a rental car. If someone does choose to connect with an insurance company on their own, it is essential to avoid admitting fault and the cause of the wreck. If someone admits fault to an Arlington insurance company after a motorbike collision, then they could lose the right to compensation altogether.

What Someone Should do if They Do Not Have Insurance

If someone in an Arlington motorcycle wreck does not have insurance, they still could have a potential claim. If the collision occurred as a result of the other, insured driver’s negligence, then a claim can likely be filed against that insurance company to compensate the motorcyclists for any injuries they sustained.

Most of the time motorcycle crashes cause catastrophic injuries and fatalities. If insurance limits for the other party is likely, it is oftentimes not enough to cover damages from an accident. Because of this, it is highly recommended to carry as much uninsured/underinsured motorist coverage on a motorbike policy as possible. That way, if they do get caught in a crash and have severe injuries, then their uninsured/underinsured policy would pick up those potential damages.

Contact an Attorney about the Role of Insurance in an Arlington Motorcycle Accident Claim

Working with insurance companies and policies can be confusing and challenging. If you are unsure of what the role of insurance in an Arlington motorcycle accident claim is, call our office today. Our attorneys are glad to walk you through the benefits and rules of insurance to make sure you get the most out of an accident case. Call now to learn more.