After the drunk driver hit you, you’re in a fight you didn’t ask for—and the other side has been training for it. The insurance company representing the drunk driver employs adjusters who handle DUI claims every day, lawyers who defend these cases constantly, and investigators who know exactly how to minimize liability.
They have playbooks, strategies, and tactics refined over thousands of claims. At The Texas Law Dog, we level the playing field by bringing Matt Aulsbrook’s insurance industry experience and trial preparation to your corner, so you’re not facing this battle alone and unprepared. Our Hutchins drunk driver accident lawyers are ready to fight.
Understanding what you’re entitled to versus what they’ll offer without a fight reveals the gap between justice and what adjusters call a “fair settlement.” If you need a car accident lawyer in Hutchins who fights back against insurance company tactics, we’re ready to help you claim everything Texas law allows.
What You’re Entitled to Versus What Insurance Companies Offer
Texas law gives drunk driving victims the right to full compensation for every loss the collision caused. This includes all medical treatment—emergency room visits, ambulance transport, doctor appointments, physical therapy, prescription medications, medical equipment, and future care you’ll need.
It includes lost income from missed work, reduced earning capacity if you can’t return to your previous job, and loss of household services if you can’t handle chores and tasks you performed before the crash. You’re also entitled to compensation for pain, suffering, emotional distress, and diminished quality of life.
Working with a personal injury lawyer in Hutchins helps you understand the full scope of what you can claim under Texas law.
Don’t Settle for Less
Insurance companies start negotiations by offering a fraction of what you’re entitled to recover. They might offer $8,000 for a claim actually worth $45,000, hoping you don’t know the difference. They calculate the bare minimum they think you might accept—usually just your immediate medical bills with nothing for pain, suffering, lost wages, or future complications.
This initial offer isn’t their final position, but it reveals their strategy of settling cheaply with unrepresented victims who don’t understand their rights. However, by working with our Hutchins drunk driver accident attorneys, you can protect your right to full compensation.
Your Evidence Versus Their Arguments Against Liability
You have the drunk driver’s criminal DUI arrest, the police report documenting their intoxication, and potentially blood alcohol test results showing they were over the legal limit. The insurance company’s response is to attack every piece of evidence and create doubt wherever possible.
They’ll argue the breathalyzer wasn’t properly calibrated, the field sobriety tests weren’t administered correctly, or the arresting officer lacked proper training.
The insurance company’s defensive strategies include challenging evidence that seems ironclad:
- Questioning blood alcohol test accuracy by suggesting the sample was contaminated, improperly stored, or tested beyond the reliable time window after the crash
- Claiming the drunk driver was impaired but still driving safely until you did something negligent that caused the collision
- Arguing that even if their insured was drunk, other factors like weather, road conditions, or vehicle defects actually caused the crash
- Suggesting you contributed to the accident through your own negligence, which reduces what they have to pay under Texas comparative fault rules
- Attacking the severity of your injuries by claiming they’re pre-existing conditions, unrelated to the crash, or exaggerated for financial gain
Our job is to anticipate these arguments and present evidence that defeats them before they gain traction. Every defensive argument the insurance company raises has a counter based on evidence—evidence that we will find and use to prove your case.
Hutchins Drunk Driver Car Accident Lawyer Near Me (817) 775-5364
Your Timeline Versus Their Pressure Tactics
You need time to understand your injuries, complete medical treatment, and calculate your actual losses. The insurance company wants you to settle immediately before you know what the crash will really cost.
Within days of the accident, an adjuster calls expressing sympathy and offering a quick settlement “to help you out.” This early offer comes before you’ve seen specialists, before follow-up imaging reveals the full extent of soft tissue damage, and before you understand how the injuries will affect your ability to work.
Insurance companies use your financial stress as leverage to force premature settlements. The adjuster acts like they’re doing you a favor by processing your claim quickly, when they’re actually protecting their company from paying what your case will ultimately be worth once your damages become clear.
Don’t Settle Early
You shouldn’t settle until you’ve reached maximum medical improvement—the point where doctors say your condition has stabilized and they can predict your future needs. Once you settle, you can’t get more money later.
About The Texas Law Dog
The Texas Law Dog fights back against insurance company tactics well because Matt Aulsbrook knows their playbook from the inside. Before becoming a lawyer, he owned and operated insurance agencies in Fort Worth and Dallas, training adjusters and processing claims.
He knows which arguments adjusters fear most, what evidence makes them increase their offers, and when cases need to go to trial because the insurance company won’t negotiate fairly. That insider perspective gives you advantages most accident victims never get.
The earlier we get involved, the better we can counter the insurance company’s tactics and pressure. We’ll handle adjuster communications so they can’t trick you into damaging statements, document your injuries properly so they can’t deny causation, and resist settlement pressure until we know your full damages.
Contact Our Drunk Driver Accident Lawyers in Hutchins to Fight Back
Don’t let the drunk driver’s insurance company exploit your lack of experience with injury claims. They have teams of adjusters and lawyers working to minimize what they pay you—you need someone fighting just as hard for your side.
Our team bites back against insurance tactics that try to shortchange drunk driving victims, and we fight to recover every dollar Texas law entitles you to claim. Contact The Texas Law Dog now for your free consultation with our Hutchins drunk driver accident attorneys.
