Personal Injury Protection Coverage in Dallas
Personal injury protection or PIP in Dallas is part of the person’s auto insurance coverage that pays for a person’s auto accident-related medical expenses and lost wages after he or she has been injured in a car wreck, and it can be of no fault of their own, folks can collect on their PIP even if they were the at-fault party. PIP is not a required coverage in Dallas. It is optional for a rider to choose their own policy, but it is highly recommended. A knowledgeable car accident attorney could explain the difference between various types of insurance and help you choose the best one for you. Get in touch with a nearby attorney to learn about personal injury protection coverage in Dallas.
How Does PIP Cover Impact a Car Accident Case In Dallas?
The goal of PIP is to provide a prompt payment for injuries as a result of a car crash. Since PIP claims are paid regardless of who caused the accident, there is no waiting around for a liability determination, and it is extremely helpful coverage to have and to utilize anytime someone is in a car wreck. If someone does not have personal injury protection, they could still collect compensation from the at-fault party.
If there was a $30,000 third party policy and a $30,000 first party policy of 30,000 each, that could be a potential $60,000 aggregate settlement. The PIP would be in addition to that. In Texas, PIP comes in increments of 2,500, 5,000 and 10,000. The PIP would just be on top of whatever coverage was collected.
Common Misconceptions About PIP Coverage
One of the most common misconceptions about PIP coverage is that it will cover all of their medical expenses and cover damages to the other person’s vehicle. Additionally, many people believe if they get in a car wreck, they automatically get 10,000 in PIP. This is untrue. Another misconception about PIP is that it will cover everything. It is best to speak to an attorney about personal injury protection coverage in Dallas.
How a Car Accident Attorney Could Help
It is strongly encouraged to have personal injury protection coverage in Dallas. PIP is a nominal cost on top of their normal policy. You can collect on PIP coverage if you are injured in a car wreck, even if the accident was your fault. These payments are made until the limits are exhausted, and it can be used for medical expenses or lost wages.
Often, insurance carriers have a terrible habit of underpaying or forgetting to pay, or incorrectly paying medical professionals. Also, the insurance carriers will withhold payments while conducting independent examinations and things of that nature. The goal of PIP and how their attorney can help is to ensure that the PIP payment is swiftly made and utilize, and timely submitted to them to help get them by in a time of need. Schedule a consultation with an experienced and local car accident attorney to learn about the role of personal injury protection coverage in Dallas.