Health Insurance in a Grapevine Motorcycle Accident

Having health insurance can greatly ease the stress of paying for medical bills after a serious accident. Even if you file a case against the person responsible for the wreck, you will not receive compensation from them until the case ends, which could take months or years. Because of this, it is important to have health insurance in a Grapevine motorcycle accident.

A skilled motorbike crash attorney could help further explain the importance of insurance and what to do if you are uninsured or underinsured.

The Importance of Health Insurance in a Motorbike Wreck

Having health insurance can make a difference in the plaintiff’s ability to manage medical bills before a case ends. If the injured party does have it, then they need to submit all medical expenses to the carrier. Usually, health insurance is only going to pay a portion of the full bill incurred.

It is not uncommon to have questions about how to pay for bills following a motorbike collision, especially if someone else was at fault for the wreck. The problem with this is that the responsible party only pays for the plaintiff’s bills after the motorcycle crash case settles. Because of this, it is important to have Grapevine health insurance so that the bills can be paid before the end of the motorbike collision case.

What Happens if Someone in a Motorcycle Crash Does Not Have Insurance?

It is crucial to get medical attention after a Grapevine motorcycle wreck whether or not the plaintiff has health insurance. The value of a civil case like this largely depends on the medical treatment received. So, if a person does not have the means to pay for the medical bills following a motorcycle collision, they should still seek professional help for their injuries. In some cases, there might be doctors willing to treat them and get paid from the insurer after the case has ended. Many lawyers work with doctors on this basis so that the injured person could receive the appropriate medical attention following a motorcycle wreck.

Grapevine Motorbike Collisions Involving Uninsured Drivers

Things can become more complicated if the other driver does not have insurance. As long as the injured plaintiff has uninsured/underinsured motorist coverage, then the claim should get paid under their own policy. An uninsured motorist claim should not raise their premiums, as long as the accident was not the insured motorcyclist’s fault.

In a Grapevine motorbike accident with an uninsured motorist, the insurer makes the settlement and pays for the medical treatment. Generally, if the at fault party is uninsured, then the medical bills fall under the plaintiff’s uninsured/underinsured motorist coverage.

Reimbursing Insurance Companies for Medical Expenses after a Case Ends

There is a process called “subrogation” that is applied in when discussing insurance claims on personal injury settlements, such as a Grapevine motorbike crash. Insurance companies do a process called subrogation where the at fault party ends up paying the party back that first paid the claim. Technically, subrogation and reimbursement claims are different, but for purposes of resolving the claims in their settlement, the outcomes are the same.

Contact an Attorney about Health Insurance in a Grapevine Motorcycle Accident

If you want to know more about health insurance in a Grapevine motorcycle accident, call our office now. Our attorneys have the knowledge and skills to make sure you understand the complications not having insurance can create in a claim and inform you what to do if the other driver is uninsured. Call our office now to learn more about your case and options for compensation.