Recoverable Damages After a Grand Prairie Car Accident
An experienced car accident lawyer’s job is to provide legal services to those who have been injured as a result of the negligence of somebody else. This means holding the person who caused the accident accountable for damages. A local car crash attorney could help maximize their financial recovery and work out their case in the proper way. It is important to bring an experienced car accident attorney in early so they can help maximize the settlement amount.
Reach out to a knowledgeable attorney to learn about the types of recoverable damages after a Grand Prairie car accident.
What Are Economic Damages?
One type of recoverable damages an injured claimant may be eligible to recover includes economic damages. Economic damages refer to the financial losses that an individual sustains. These can include tangible bills such as medical bills, lost wages, and property damages.
What Are Non-Economic Damages?
Non-economic damages may be difficult to quantify. These types of damages include pain and suffering, anguish, humiliation, reputational damage, loss of enjoyment of activities, worsening of prior injuries, or pain and suffering.
Calculating Non-Economic Damages?
It is essential to bring in a seasoned car accident attorney who has handled these types of cases because they are able to surmise how much a judge or a jury in the county where the accident happened. It is extremely difficult to put a number on non-economic damages, but a knowledgeable and experienced attorney may have an easier time quantifying the injured claimant’s losses since they have dealt with those types of cases in the past.
How Does Punitive Damages Apply To Car Accident Cases?
Punitive damages are a special category of compensation after a personal injury. These types of damages are not compensatory, meaning they do not compensate the victim for any injuries or damages that he or she might have suffered. Punitive damages are awarded for the sole purpose of punishing the wrongdoer or the defendant.
There are proper amount of punitive damages awarded based on consideration of a number of factors. Those could include the character and nature of the defendant’s conduct, as well as how much the defendant has assets.
What Damages Does A Person’s Auto Insurance Typically Cover?
There are different types of auto coverage. There is basic liability coverage, which is a law mandate that carries the least amount of liability coverage, and this covers bodily injury to other people and property damage to other people. It does not cover any damage to them or to their vehicle.
In the State of Texas, the minimum coverage amount is $30,000 bodily injury for one person, $60,000 bodily injury for more than one person, and $25,000 and property damage for damage that they might have done to somebody else.
Comprehensive And Collision Coverage
The comprehensive covers the claim of their car from theft, fire, hail, vandalism, and collision coverage would cover their vehicle if they were in a crash. The coverage of collision is usually optional, but they’re required by their lien holder if their vehicle is financed or leased.
Uninsured Or Under-Insured Motorist Coverage
If an individual is hit by a driver who does not have insurance, uninsured motorist coverage would kick in and pay for their medical bills and repairs to their vehicle. Additionally, if a motorist is hit by an underinsured driver, it means that if the amount of insurance coverage they have is not enough to cover their damages, then the underinsured motorist would apply.
Another type of auto coverage is Medpay or personal injury protection (PIP). It is not recommended to add Medpay because individuals have to pay that back. It bet to have personal injury protection because that might have had to be paid back if someone is in an accident, and the PIP will help cover expenses incurred because of their injuries.
Understanding PIP Coverage
PIP coverage is an insurance policy that covers medical expenses and lost wages as a result of the severe injuries sustained in a car accident. PIP includes physical or occupational therapy and rehabilitation cost, psychiatric expenses, and other professional health services. It also offers coverage for lost wages and other reasonable amounts of medical or work-related losses and a death benefit.
The Texas Insurance Code provides that all policies of auto insurance insured in Texas that have. Texas Insurance Code says if they have PIP coverage, it has to be at least $2,500 per person unless rejected in writing by the insurer. If they choose not to carry PIP, then the insurance company is required to obtain their signed rejection of the PIP coverage.
Therefore, unless they reject a PIP, then they will be entitled to a minimum coverage even if they were never charged for it. So, Texas law, again, requires a minimum of $2,500 per person, and there are other increments of 5,000 and 10,000. It is best to carry the most amount of coverage that a motorist can afford.
The PIP is a no-fault coverage, which means individuals are entitled to PIP benefits regardless of fault. PIP covers reasonable and necessary medical bills and 80 percent of their lost wages.
Let a Car Accident Attorney Help Today
When a car accident occurs, the injured driver could sue the negligent motorist and seek compensation for their damages. After seeking medical treatment, injured motorists should reach out to a local car accident attorney for help with their case. A knowledgeable lawyer could investigate the incident and help the injured party seek compensation for all of their injuries. Call today to learn more about the various types of recoverable damages after a Grand Prairie car accident.