Grand Prairie Rental Car Accident Lawyer
Often, when people go to rent-a-car places such as enterprise, or budget, people pay for a car on a per-day basis while their car is getting repaired or while waiting for a settlement. Sometimes accidents could occur involving the rental car. If you or a loved one were injured in a motor vehicle collision involving a rental car, a skilled car crash attorney could help you seek compensation. Speak to a seasoned Grand Prairie rental car accident lawyer to get started on your case.
Classification Of a Car Change Between Rental Types
Rental car companies rely on four-letter classifications from ACRISS, which is an acronym for the Association of Car Rental Industry System Standards with accuracy, each character in the code has a meaning. The first character denotes the vehicle category, size, and luxury factor. The second character defines the chassis type and number of doors.
Types of Insurance Coverage For a Rental Car Accident
The rental companies offer several different insurance options, and the driver’s existing policy may already cover some damages. The comprehensive insurance covers damages caused by accidents such as fire, theft, wind, hail, or a run-in with animals, vandalism, or theft.
Collision insurance covers the cost of repairs or the actual cash value of the vehicle if the car is damaged in a crash or rollover. This type of protection usually costs an extra 10 to $20 a day.
Rental companies often offer liability insurance, which covers medical expenses and damages to another person’s property as a result of a car accident caused by the insured’s negligence. If a driver is adequately insured on their own car, they may consider forgoing this additional liability protection. This supplemental coverage could run them in between $7 and $14 a day.
Personal Accident Insurance
Personal accident insurance offers coverage to the renter and passengers for medical bills resulting from a car crash. If they have adequate health insurance and disability income insurance or they’re covered by personal injury protection of their own car insurance, they will likely not need this additional insurance. It usually only costs about 1 to $5 a day, though.
Personal Effects Coverage
Personal effects coverage provides for the theft of personal items inside the rental car. If they have homeowners or renters, insurance policy generally covers this already. If they frequently travel with expensive jewelry or sports equipment, it may be more cost-effective to purchase a floater under their home or renters policy. So the items are fully protected when they travel. Generally, this coverage costs about 2 to $5 a day.
Common Injuries Sustained In A Collision
Motor vehicle drivers can sustain severe and catastrophic injures in a crash. The most common types include:
- Head and brain injuries, neurological injuries: These can often include concussions and other traumatic brain injuries, internal bleeding, skull fractures, or lacerations that require plastic surgery.
- Neck and back injuries: This could include whiplash, herniated discs, sprains, or strains.
- Burn injuries: Burns can run the spectrum from mild to fatal. Serious burns may require skin grafts and result in scarring.
- Soft tissue injuries: When muscles, tendons, or ligaments are stretched or torn in an accident, the pain can be significant and lingering.
- Spinal injuries: When the spinal cord is damaged, and the severity of the injury, a loss of movement or sensation in the lower extremities may result.
- Broken bones: Broken bones can be extremely painful, frequently require surgery, and can take a long time to heal.
Schedule a Consultation With a Grand Prairie Rental Car Accident Attorney
If you were injured in a crash involving a rental car, it is best to seek help from a local attorney. A seasoned Grand Prairie rental car accident attorney could help you hold the reckless party accountable for damages. Call today to get started on your case.